The difference between content you get from Microsoft 365 or SharePoint and content you get from stock sites is that you don’t own a license to the Microsoft 365 images for general use, so you can’t take the pictures outside of Microsoft 365 or SharePoint and use it in a different context. How is this different from getting images from a 3rd party stock images site? Basically, do the same things that you would have done with Microsoft 365 documents in the past, but now you can include the stock images and other content from the Insert Pictures dialog.
You can modify the picture, use it in the file forever, and use it anywhere in the world. This includes exporting the Microsoft 365 file to another format.
For commercial customers, this includes selling PowerPoint slide decks, Excel workbooks, or Word documents that include this content, just as you would have sold these files in the past. You can use the premium images and other creative content however you see fit, as long as it’s within an Microsoft 365 app or SharePoint site. You can use the content for anything permitted by the applicable Microsoft 365 license so you should review your End-User License Agreement (EULA) to understand exactly what you can do with works created in Microsoft 365 and SharePoint. But you may have questions about what you're legally allowed to do with that creative content. If you're a Microsoft 365 subscriber you have access to thousands of royalty-free images, icons, and more that you can use in your documents, presentations, workbooks, and SharePoint in Microsoft 365.
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